John Chen Hillsborough

Owner, Value Growth Properties - Real Estate Development


John Chen Hillsborough has built a professional life shaped by steady effort across real estate, finance, technology, hospitality, and private investing. His career reflects a consistent focus on long-term progress, practical decision-making, and responsibility rather than quick wins. Raised in the Bay Area, he remains closely connected to Hillsborough, where his family life and professional identity have been rooted for decades.

John Chen is the owner of Value Growth Properties in Hillsborough, where he develops and provides consulting services for real estate projects and capital financing throughout the Bay Area. His work reflects more than twenty years of experience building operating platforms, leading large teams, and navigating changing market conditions with discipline. He approaches each project with a measured outlook shaped by experience rather than speculation.

Early Foundations in Hillsborough and Berkeley

He attended Menlo School in Atherton, graduating in 1990, and earned a degree in Economics from UC Berkeley in 1994. During his time at Berkeley, his academic focus strengthened his understanding of capital, incentives, and risk. These principles later became central to how he evaluated opportunities as both an investor and an entrepreneur.

John chose a different direction after college than many of his peers. Rather than entering a traditional corporate role, he sought environments where accountability was clear and results were visible daily. This early preference for responsibility and direct involvement influenced the trajectory of his career and the roles he pursued.

Building One of the Early Online Mortgage Platforms

In 1999, he entered real estate brokerage and founded Infoloan, also known as the Mortgage Superstore, along with Infohome, a mortgage and real estate services firm. At a time when online financial services were still emerging, the focus was on building systems that combined technology with disciplined sales execution. This required patience, adaptability, and a willingness to operate in uncertain conditions.

John Chen went on to hire and train well over 300 licensed agents and facilitated more than $7 billion in closed transactions from 1999 through the present through Infoloan. The company operated offices in both Silicon Valley and Taiwan, requiring consistent standards across regions and careful operational oversight.

During the early dot com period, Infoloan ranked number 4 on Gomez.com’s list of top online loan agents. The experience reinforced the importance of scaling responsibly while maintaining quality. It also shaped how he approached growth in later real estate development and investment efforts.

Technology, Media Exposure, and Global Trade

John expanded his involvement in technology in 2003 when he co-founded ImportNow.com, an international online marketplace connecting buyers and suppliers across national borders. As co-founder and chief executive officer, he guided the company through periods of rapid growth while focusing on credibility and execution.

ImportNow.com received media coverage from CNNfn, FORTUNE, USA Today, Yahoo! Internet Life Magazine. This exposure highlighted how trust, operations, and public visibility intersect in digital businesses. It also reinforced the need for substance behind attention and steady leadership during expansion.

Expanding into Hospitality Across Asia

From 2005 through 2013, John Chen of Hillsborough shifted much of his professional focus to Asia, where he opened, managed, and developed food and beverage concepts across Mainland China, Hong Kong, and Taiwan. He oversaw a range of quick-service retail, bar, and full-service restaurant operations that required daily involvement and strong local teams.

These years provided a grounded perspective on the importance of frontline execution and the systems that support it. The experience reinforced humility and a respect for operational detail. It also added practical depth to an already diverse business background shaped by multiple industries.

Real Estate Development and Value Growth Properties

John leads Value Growth Properties with the view that real estate should be treated as a long-term operating business rather than a series of isolated transactions. His work centers on thoughtful development and consulting that balances opportunity with risk.

His focus remains on fundamentals such as tenant quality, capital structure, and end-user experience. Clients and partners value his ability to communicate clearly with lenders, contractors, and investors. He is known for identifying potential challenges early and addressing them before they become costly.

John Chen continues to invest in startup companies in both the United States and Asia. In these roles, he often advises founders on market-entry strategy, capital discipline, and organizational structure, while encouraging sustainable long-term growth.

Community Involvement and Giving Back

He has remained committed to giving back to his community throughout his career. He regularly volunteers his time and supports organizations that serve underprivileged communities and the arts, including Mercury Soul, Menlo School, the Challenged Athletes Foundation, and CuriOdyssey. These organizations have been part of his life for many years.

John serves on the Alumni Board at Menlo School, maintaining a strong connection to the institution. Through this role, he supports current students and helps strengthen the school community that played an important role in his early development.

Discipline Beyond the Boardroom

He applies the same discipline he brings to his professional life to his personal pursuits. In May of 2025, he placed third at the Masters Powerlifting Nationals in Reno. Competing at a national level required patience, structure, and years of consistent preparation.

A Career Built on Range and Responsibility

John Chen’s career in Hillsborough reflects resilience, adaptability, and steady engagement over decades. From early online finance and international marketplaces to hospitality operations throughout Asia and long-standing real estate development in the Bay Area, his work demonstrates both range and responsibility. Those who know him recognize a leader who understands how organizations grow, where they tend to struggle, and what it takes to remain steady when conditions change.

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John Chen, Hillsborough, Discusses the Evolution of Online Lending

John Chen, Hillsborough Highlights the Prospects and Challenges

Real Estate Career Trends and Long-Term Market Participation

John Chen, Hillsborough, Elaborates on the Educational Pathways


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